Effective Date: 12/17/2024
LAST UPDATED: 4/10/2025
Welcome to Cosmic Capital Group, a brand of Wize Consultantz LLC. Your privacy is important to us. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you interact with our website, SMS communications, and services.
By using Cosmic Capital’s services, you consent to the practices described in this Privacy Policy.
1. Information We Collect
A. Personal Information
We may collect the following personal information:
Name, email address, phone number, and company name
Business and financial information when requesting funding services
IP address, device data, and browser user agent information
SMS opt-in consent when you text us or opt in through a form
B. Business Information
We may also collect business-related details including:
Business name, industry, revenue, and time in operation
Business credit history and funding needs
Other relevant data to evaluate eligibility for services
C. Non-Personal Information
Browser type, operating system, and usage behavior
Cookies and analytics data
2. How We Use Your Information
We use your data to:
Provide and improve business funding and credit coaching services
Respond to inquiries and requests
Process applications and manage client relationships
Send service updates, status alerts, and support-related SMS messages
Send occasional promotional content (you may opt-out anytime)
Analyze site performance and optimize user experience
3. SMS Communications
By texting Cosmic Capital at (480) 788-2410, you agree to receive one-on-one SMS messages including:
Appointment and consultation confirmations
Funding or project updates
Client support communication
Message frequency may vary.
Message and data rates may apply.
Reply STOP to opt out of SMS messages.
Reply HELP for assistance.
SMS consent is not shared with third parties or affiliates for marketing purposes.
4. How We Share Your Information
With Trusted Partners: We may share data with funding partners, lenders, or service providers to deliver our services.
Legal Compliance: We may disclose data if required by law or to protect legal rights.
Business Transfers: In the event of acquisition or merger, your information may be part of the transferred assets.
5. Cookies and Tracking Technologies
We use cookies and similar tools to:
Monitor website traffic and engagement
Improve functionality and personalize your experience
You may adjust cookie settings via your browser at any time.
6. Data Security
We implement best practices to safeguard your information against unauthorized access or misuse. While we work to maintain high security standards, no method is 100% secure.
7. Your Privacy Choices
You have the right to:
Request access to your data
Update or delete personal information
Opt out of marketing communications
To exercise these rights, contact us at legal@cosmiccapital.co.
8. Third-Party Links
Our site may contain links to external websites. We are not responsible for their content or privacy practices. Please review their policies before sharing information.
9. Children’s Privacy
We do not knowingly collect personal data from individuals under 13. If such data is identified, we will delete it promptly.
10. Changes to This Policy
We may update this policy periodically. Changes will be posted on this page with an updated effective date. Continued use of our services indicates acceptance.
11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us:
Cosmic Capital
A WizeConsultantz LLC Brand
Email: legal@cosmiccapital.co
Phone: (480) 788-2410
Website: https://www.cosmiccapital.co