Effective Date: 12/17/2024
Last Updated: 4/10/2025
Welcome to Cosmic Capital, a brand of WizeConsultantz LLC (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access and use of our website, SMS communications, products, and services. By using any of our services, you agree to these Terms in full. If you do not agree, please do not use our services.
1. Acceptance of Terms
By accessing our website or engaging with our services, including SMS communications, you agree to be bound by these Terms and applicable laws. You confirm that you are at least 18 years old and legally able to enter a binding agreement.
2. Services Provided
Cosmic Capital offers business funding solutions, credit coaching, and related financial consulting services. All services are subject to availability and may be modified, paused, or discontinued at our discretion without notice.
3. Website and Communication Use
You agree to:
Use the website only for lawful purposes.
Not attempt to interfere with the website’s functionality or security.
Provide accurate and complete information when prompted.
We reserve the right to suspend or terminate access for misuse or violation of these Terms.
4. SMS Terms of Use
By texting Cosmic Capital at (480) 788-2410, you agree to receive one-on-one Conversations (external) messages from our team. These messages may include:
Appointment scheduling and confirmations
Project updates and funding notifications
Personalized support regarding your inquiries or services
Message frequency may vary.
Message and data rates may apply.
Reply STOP to opt out of SMS communications at any time.
Reply HELP for support.
SMS consent is not shared with third parties or affiliates for marketing purposes.
5. Third-Party Links
Our website may contain links to external websites. We are not responsible for their content, terms, or privacy practices. Your use of third-party sites is at your own risk.
6. Intellectual Property
All content on this site (including logos, text, graphics, images, and layout) is the property of Cosmic Capital or its licensors and protected by copyright and other intellectual property laws. No material may be copied, reproduced, or distributed without written permission.
7. Disclaimer of Warranties
All services are provided “as is” and “as available.” We make no guarantees regarding accuracy, availability, or outcomes of services. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including fitness for a particular purpose.
8. Limitation of Liability
In no event shall Cosmic Capital or WizeConsultantz LLC be liable for any indirect, incidental, or consequential damages arising out of or in connection with your use of our website or services.
9. Changes to Terms
We reserve the right to revise these Terms at any time. Updates will be posted on our website and are effective immediately. Continued use of our services signifies acceptance of the revised Terms.
10. Contact Information
For questions or concerns about these Terms, please contact us:
Cosmic Capital
A WizeConsultantz LLC Brand
Email: legal@cosmiccapital.co
Phone: (480) 788-2410
Website: https://www.cosmiccapital.co